Purchased a 2020 in March and I am at 12k mi now. Took a 4500 mi road trip this summer. Not a single concern, besides 2 door dings noticed in first light next morning after picking up the vehicle the previous night - was promptly repaired by the dealership.
Maintenance costs have been 3 oil changes. 1 where purchased and 2 at a more convenient/less busy Subaru dealership. 12k mi oil change and 12k mi inspection/discussion next week.
Also had a 2" LP lift installed at 64 mi and downsized stock wheels to 245/60/r18 A/T tire & 235/65 Blizzaks for snow season. No evident ride or drive train effects from lifting as I have read may occur - well, besides getting over larger national forest road rock outcroppings and blasting onto NFS roads through snowplow buildup on the side of the main roads.
I recommend Subaru Ascents.