I own a 2021 Subaru Ascent. Only recently did I realize most SUVs have the mud flaps\/splash guard as an option. I live in Chicago where I do get a decent amount of rain and snow. The OEM splash guard seemed expensive at around $160+. \n\n1. Are mud flaps a must-have in the long term ?\n2. Has anyone tried 2021 Subaru Ascent | Mud Flaps - Laser Measured Splash Guards for Trucks and SUV's | WeatherTech ? This looked better than the Rally Armor model.