Some of the STI and WRX drivers in our local car group (ranging from 18ish to older than me) are getting great rates from Ameriprise Insurance. I do not know if they serve your area, but some of the full coverage prices for people less than half my advanced age was as cheap as what I am paying (and I have had zero claims and zero accidents on my record ever... "ever" being 34 years of driving 21 cars, one van and a motorcyle over 3 million combined miles).I know this is an Ascent forum but I find there are a lot of helpful members on these these sites.
My son is 16 and getting his license in 1 week. I just got a ballpark quote from my Liberty Mutual Insurance agent for $3500 a year to add him to our policy. Yes, that is $3500 to add him. I have to wait until he has his actual license to get a detailed quote. He is a straight A student, has taken the Alive at 25 and driver's ed courses. My wife and I have good driving records. We have 4 vehicles (2005 Pilot - soon to be 2019 Ascent, 2016 Outback, 2006 Jeep Wrangler, 2002 Ford Ranger)
This is crazy. Have any of you with young drivers had better pricing from other insurance companies? We live in Colorado. I plan to shop around and am looking for suggestions. Thanks for your help.
If they serve your area, I'd give them a try.
Ironically: Ameriprise wants TWICE the amount State Farm currently charges me. YMMV.