I knew there was a similar thread like this somewhere here, but I don't remember seeing this below tip for anyone still looking to finance their new ride.
So, I was looking for the best rates near me and only the credit unions are having good rates compare to regular banks and dealer. I went on researching and I found this link https://www.depositaccounts.com/credit-unions/anyone-can-join/
You will find many credit unions who will accept anyone from anywhere to become a member...may need to pay small fee (donation etc)
I went with Alabama Credit Union I live in PA) and I got 2.24% for 48 months. My local CU offers 2.99.
Another tip: I was discussing with my dealer finance guy regarding some other stuff and he asked my about my rate and after I told him he said even their CU also giving the best rate 2.49% for 36 months (He actually gave me a much higher rate couple weeks ago)
So, I was looking for the best rates near me and only the credit unions are having good rates compare to regular banks and dealer. I went on researching and I found this link https://www.depositaccounts.com/credit-unions/anyone-can-join/
You will find many credit unions who will accept anyone from anywhere to become a member...may need to pay small fee (donation etc)
I went with Alabama Credit Union I live in PA) and I got 2.24% for 48 months. My local CU offers 2.99.
Another tip: I was discussing with my dealer finance guy regarding some other stuff and he asked my about my rate and after I told him he said even their CU also giving the best rate 2.49% for 36 months (He actually gave me a much higher rate couple weeks ago)