[MichaelJohn]

The rate went from 1.9% yesterday (7/31) to 0.9% today (8/1). And the 2020s are still available at 0% for 63 months. Seems like a great time to buy an Ascent. Note that the 2021s seem to be priced higher out of the gate. I’m seeing about $1500-2000 higher on the Touring trim than the 2020s.

 

[Trey T]

I wonder if this is the optimal time for low price and APR. I was able to get my 2019 Limited (w/ trailer hitch; w/o sunroof) in December 2018 for $40.5K OTD (~38K before TTL) @ <2%APR from my CU.

 

[Paulzooms]

I’ve heard that late March is the best time for subie pricing, at the end of their fiscal year. Some dealers need to meet sales levels to determine their manufacturer price levels for the following fiscal year.
Incentives are another matter. Not sure on that one.

 

[EthanPayne]

Stuff like this really changes a lot and it is hard to know what to do honestly. I needed to make some repairs on my car and it was urgent so I took a loan for that. I looked a lot and I managed to find a great offer of 0,68% on https://credit-10.com/es/creditea-prestamos/. I did not know those guys, but I was lucky to find them, that is a really good rate and now my car is repaired and soon the loan will be paid. Loans are not that scary when you get them at right place.

 

[Paulzooms]

So take the deal now or wait late March? 0.9% is really good.

Hard to say. Incentives come and go, so it’s a crapshoot any month to month. I was speaking of dealer discounts that are exclusive of incentives.